Terms Of Service & Conditions Of Use
The following describes the Terms of Service Conditions of Use for our
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR
WEBSITE. BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY
THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE
BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR
WEBSITE. IF YOU DO NOT UNDERSTAND THESE TERMS AND CONDITIONS, DO NOT
USE OUR WEBSITE. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT
INDIVIDUAL, SPECIFIC NOTICE TO YOU, AND SUCH MODIFICATIONS SHALL BE
EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON OUR
WEBSITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF
SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF OUR WEBSITE
AFTER SUCH NOTICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE
MODIFIED AGREEMENT, INCLUDING ANY AND ALL MODIFICATIONS, ADDITIONS,
DELETIONS, OR OTHER CHANGES.
OUR WEBSITE AND CONTENT ARE PROVIDED ON AN ‘AS IS’ BASIS WITHOUT ANY
WARRANTIES OF ANY KIND. OUR WEBSITE AND ITS SUPPLIERS, TO THE FULLEST
EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING (BUT NOT
LIMITED TO) THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD
PARTIES RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. OUR
WEBSITE AND ITS SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY,
RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE CONTENT, SERVICES,
SOFTWARE TEXT, GRAPHICS, AND LINKS.
The providers ("we", "us", "our") of the service provided by this web
site ("Service") are not responsible for any user-generated content and
accounts ("Content"). Content submitted express the views of their
You agree to not use the Service to submit or link to any Content which
is defamatory, abusive, hateful, threatening, spam or spam-like, likely
to offend, contains adult or objectionable content, contains personal
information of others, risks copyright infringement, encourages
unlawful activity, or otherwise violates any laws.
All Content you submit or upload may be reviewed by staff members. All
Content you submit or upload may be sent to third-party verification
services (including, but not limited to, spam prevention services). Do
not submit any Content that you consider to be private or confidential.
We reserve the rights to remove or modify any Content submitted for any
reason without explanation. Requests for Content to be removed or
modified will be undertaken only at our discretion. We reserve the
right to take action against any account with the Service at any time.
You are granting us with a non-exclusive, permanent, irrevocable,
unlimited license to use, publish, or re-publish your Content in
connection with the Service. You retain copyright over the Content.
These terms may be changed at any time without notice.
If you do not agree with these terms, please do not register or use
this Service. If you wish to close your account, please contact us.
By using this website, you agree to obey these Terms of Service and
Conditions of Use. Please read them carefully. Our TJM Marketing LTD
website (and other ģinternalī websites stemming from it, such as
specific membership sites or webpages pertinent to the main website or
weblog) is an online (and, periodically, offline) information service
and is subject to your compliance with the terms and conditions set
forth below (all parts and parties collectively referred to as our
Any other policies, notices, or other legal/administrative pages
contained in our website are necessarily incorporated into these Terms
of Service and Conditions of Use. This may include, without limitation,
Policy, and FTC Compliance Policy. You agree to obey all applicable
laws and regulations regarding your use of our http://www.jvfocus.com/
website and the content and materials provided in it.
Our website is an independent, stand-alone entity that has no
relationship, connection, or affiliation whatsoever with any company,
person, outfit, organization, or group mentioned herein, even if such
name appears in our website name, domain, URL, or otherwise. You should
assume no other party, by mere mention of their name, has endorsed
anything you see here. The aim is simply to provide useful resources
for our readers, some of which we may be compensated for. You should
simply assume at all times we are being compensated and, while that may
not prompt us to make unsound recommendations, you should always be
responsible for your own financial decisions, be it investing,
purchasing, donating, or otherwise.
1. Copyright, Licenses and Idea/User Submissions.
The following describes the Copyright Notice for our website. The
entire contents of our website are protected by intellectual property
law, including international copyright and trademark laws. The owner of
the copyrights and/or trademarks are our website, and/or other third
party licensors or related entities.
You do not own rights to any article, book, ebook, document, blog post,
software, application, add-on, plugin, art, graphics, images, photos,
video, webinar, recording or other materials viewed or listened to
through or from our TJM Marketing LTD website or via email or by way of
protected content in a membership site. The posting of data on our
website, such as a blog comment, does not change this fact and does not
give you any right in the data. You surrender any rights to your
content once it becomes part of our website.
YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT,
OR DISTRIBUTE, IN ANY MANNER, THE CONTENT ON OUR WEBSITE, INCLUDING
TEXT, GRAPHICS, CODE AND/OR SOFTWARE.
You must retain all copyright and other proprietary notices contained
in the original content on any copy you make of the content. You may
not sell or modify the content or reproduce, display, publicly perform,
distribute, or otherwise use the content in any way for any public or
commercial purpose. The use of paid content on any other website or in
a networked computer environment for any purpose is prohibited. If you
violate any of the terms or conditions, your permission to use the
content automatically terminates and you must immediately destroy any
copies you have made of the content.
You are granted a nonexclusive, nontransferable, revocable license to
use our website only for private, personal, noncommercial reasons. You
may print and download portions of material from the different areas of
the website solely for your own non-commercial use, provided that you
agree not to change the content from its original form. Moreover, you
agree not to modify or delete any copyright or proprietary notices from
the materials you print or download.
Also note that any notice on any portion of our website that forbids
printing & downloading trumps all prior statements and controls. As
a user, you agree to use the products and services offered by our
website in a manner consistent with all applicable local, state and
federal laws and regulations. No material shall be stored or
transmitted which infringes or violates the rights of others, which is
unlawful, obscene, profane, indecent or otherwise objectionable,
threatening, defamatory, or invasive of privacy or publicity rights.
Our http://www.jvfocus.com/ website prohibits conduct that might
constitute a criminal offense, give rise to civil liability or
otherwise violate any law. Any activity that restricts or inhibits any
other user from using the services of our website is also prohibited.
Unless allowed by a written agreement, you may not post or transmit
advertising or commercial solicitation on our website.
You agree to grant to our website a non-exclusive, royalty-free,
worldwide, irrevocable, perpetual license, with the right to
sub-license, to reproduce, distribute, transmit, create derivative
works of, publicly display and publicly perform any materials and other
information (including, without limitation, ideas contained therein for
new or improved products and services) you submit to any public areas
of our website (such as bulletin boards, forums, blog, and newsgroups)
or by e-mail to our website by all means and in any media now known or
You also grant to our website the right to use your name in connection
with the submitted materials and other information as well as in
connection with all advertising, marketing and promotional material
related thereto. You agree that you shall have no recourse against our
website for any alleged or actual infringement or misappropriation of
any proprietary right in your communications to our website.
Trademarks Publications, products, content or services referenced
herein or on our website are the exclusive trademarks or servicemarks
of our TJM Marketing LTD website or related parties. Other product and
company names mentioned in our website may be the trademarks of their
Links to Our Website
You may provide links to our website, provided you do not change,
remove, or obscure the copyright notice or other notices on our
website. Your website or other source of links must not engage in
illegal or pornographic activities. Finally, you may link provided you
understand that you must stop linking to our website immediately upon
request by our website.
2. Use of our website.
You agree, acknowledge, and accept that we are not trained
professionals and do not purport to render professional or expert
advice in any arena.
Data contained on or made available through our http://www.jvfocus.com/
website is not intended to be, and does not constitute, legal advice.
Our website, and your use of it, does not create an attorney-client
relationship. We do not warrant or guarantee the accuracy, adequacy, or
recency of the data contained in or linked to our website.
Data contained on or made available through our website is not intended
to be, and does not constitute, medical or health advice. Our website,
and your use of it, does not create a physician-patient relationship.
We do not warrant or guarantee the accuracy, adequacy, or recency of
the data contained in or linked to our website.
Data contained on or made available through our website is not intended
to be, and does not constitute, financial/investing advice. Our
website, and your use of it, does not create an advisor-client
relationship. We do not warrant or guarantee the accuracy, adequacy, or
recency of the data contained in or linked to our website.
Your use of our TJM Marketing LTD website or materials linked to our
website is completely at your own risk. You should not act or depend on
any data on our website, where applicable, without seeking the counsel
of a competent lawyer licensed to practice in your jurisdiction for
your particular legal issues. You should not act or depend on any data
on our website, where applicable, without seeking the counsel of a
competent physician licensed to practice in your jurisdiction for your
particular medical issues. You should not act or depend on any data on
our website, where applicable, without seeking the counsel of a
competent financial advisor licensed to practice in your jurisdiction
for your particular financial needs and issues.
We may make changes to the features, functionality or content of our
website at any time. We reserve the right in our sole discretion to
edit or delete any data appearing on our website.
Your Duty To Other Users
Your use of our website is for your own personal, non-commercial
benefit. In no way are you to leverage our website in a way that mines
for the personal information of other, whether in blog comments or
otherwise, for your own use or for the benefit of others. This
includes, but is not limited to, spam (unsolicited commercial email).
If you inadvertently obtain personal information about other users, you
shall not share this with anyone else.
Access to certain areas of our http://www.jvfocus.com/ website is
restricted. We reserve the right to restrict access to other areas of
our website, or indeed our whole website, at our discretion.
If we provide you with a user ID (username) and password to enable you
to access restricted areas of our website or other content or services,
you must ensure that that user ID and password is kept confidential.
You may not share your user ID and/or password with anyone for any
reason, either directly or indirectly. You accept responsibility for
all activities that occur under your user ID or password.
We may disable your user ID and password at our sole discretion or if
you breach any of the policies or terms governing your use of our TJM
Marketing LTD website or any other contractual obligation you owe to us.
You understand that, except for information, products or services
clearly identified as being supplied by our website, our website does
not operate, control or endorse any information, products or services
on the Internet in any way. Except for information identified by our
website as such, all information, products and services offered through
our website or on the Internet generally are offered by third parties
that are not affiliated with our website, and we may be compensated.
You also understand that our TJM Marketing LTD website cannot and does
not guarantee or warrant that files available for downloading through
our website will be free of infection or viruses, worms, Trojan horses
or other code that manifest contaminating or destructive properties.
You are responsible for implementing sufficient procedures and
checkpoints to satisfy your particular requirements for accuracy of
data input and output, and for maintaining a means external to our
website for the reconstruction of any lost data.
Assumption of Risk
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE
AND THE INTERNET. OUR WEBSITE PROVIDES OUR WEBSITE AND RELATED
INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED
WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING
WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE
IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR
PURPOSE) WITH REGARD TO THE PRODUCT OR SERVICE, ANY MERCHANDISE
INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET
GENERALLY, AND OUR WEBSITE SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE
ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS
SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND
USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER
INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY.
OUR WEBSITE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR
ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS
UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE
OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. OUR
WEBSITE HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER
FOR SUCH MATERIALS YOU MIGHT SOMEHOW ACCESS.
Limitation of Liability
The content may contain inaccuracies or typographical errors. Our
http://www.jvfocus.com/ website makes no representations about the
accuracy, reliability, completeness, or timeliness of the content or
about the results to be obtained from using our website or the content
on it. Use of our website and the content is at your own risk. Changes
are periodically made to our website, and may be made at any time.
OUR WEBSITE DOES NOT WARRANT THAT OUR WEBSITE WILL OPERATE ERROR-FREE
OR THAT OUR WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND
OTHER HARMFUL GOODS OR CONDITIONS. IF YOUR USE OF OUR WEBSITE OR THE
CONTENT RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR
DATA, OUR WEBSITE IS NOT RESPONSIBLE FOR THOSE COSTS.
Express Disclaimer of Consequential Damages
IN NO EVENT WILL OUR WEBSITE, ITS SUPPLIERS, OR ANY THIRD PARTIES
MENTIONED AT OUR WEBSITE BE LIABLE FOR (I) ANY INCIDENTAL,
CONSEQUENTIAL, INDIRECT OR OTHER DAMAGES (INCLUDING, BUT NOT LIMITED
TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF
PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR
INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS
PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY
OF SUCH INFORMATION OR SERVICE. EVEN IF OUR WEBSITE OR ITS AUTHORIZED
REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES,
OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER
INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED
THROUGH THE SERVICE.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO YOU. IN SUCH STATES, LIABILITY IS LIMITED TO THE
GREATEST EXTENT PERMITTED BY LAW, RESULTING IN THE SMALLEST DOLLAR
AMOUNT PERMITTED FOR THE AGGREGATE LIABILITY FOR BOTH OUR WEBSITE AND
AFFILIATED PARTIES FOR A CLAIM DERIVING FROM OR RELATED TO OUR WEBSITE.
THIS IS IN PLACE OF ANY AND ALL OTHER REMEDIES OTHERWISE AVAILABLE.
Links to Other Websites.
Our website contains links to third party Websites. Our TJM Marketing
LTD website makes no representations whatsoever about any other website
which you may access through this one or which may link to this
website. When you access a website from our website, please understand
that it is independent from our website, and that our website has no
control over the content on that website. These links are provided
solely as a convenience to you and not as an endorsement by our website
of the contents on such third-party Websites. Our website is not
responsible for the content of linked third-party Websites and does not
make any representations regarding the content or accuracy of material
on such third party Websites. If you decide to access linked
third-party Websites, you do so at your own risk. We do not necessarily
endorse, recommend, suggest or otherwise make any overture or prompt
for action regarding any product or service offered. You should assume
we are compensated for any purchases you make. Again, any income claims
should be construed as atypical results and you assume the risk that
inferior results obtain, including losses, for which we carry no
responsibility or liability.
As a user of our http://www.jvfocus.com/ website, you are responsible
for your own communications and are responsible for the consequences of
their posting. You must not do the following things: post material that
is copyrighted, unless you are the copyright owner or have the
permission of the copyright owner to post it; post material that
reveals trade secrets, unless you own them or have the permission of
the owner; post material that infringes on any other intellectual
property rights of others or on the privacy or publicity rights of
others; post material that is obscene, profane, defamatory,
threatening, harassing, abusive, hateful, or embarrassing to another
user of our website or any other person or entity; post a
sexually-explicit image; post advertisements or solicitations of
business; post chain letters or pyramid schemes; or impersonate another
Our website does not represent or guarantee the truthfulness, accuracy,
or reliability of any communications posted by other users of our
website or endorse any opinions expressed by users of our website. You
acknowledge that any reliance on material posted by other users of our
website will be at your own risk.
Our TJM Marketing LTD website does not necessarily screen
communications in advance and is not responsible for screening or
monitoring material posted by users of our website. If observed by our
website and/or notified by a user of communications which allegedly do
not conform to this agreement, our website may investigate the
allegation and determine in good faith and its sole discretion whether
to remove or request the removal of the communication. Our website has
no liability or responsibility to users of our website for performance
or nonperformance of such activities. Our website reserves the right to
expel users of our website and prevent their further access to our
website for violating this agreement or any law or regulation, and also
reserves the right to remove communications which are abusive, illegal,
Social Media Warning (Divulgence of Personal & Private Information)
Social media has provided a platform for internet users to disclose
much personal information about themselves, in a way that seems
innocuous, if not proper and expected. However, more than a few folks
have already lived to regret personal information that was shared
either by them or others. This has long been true of simple email. It
is exponentially true of social websites and applications for social
media on any other website, including this one. You are cautioned
against carelessly disclosing information.
You agree to indemnify, defend and hold harmless our TJM Marketing LTD
website, its members, officers, directors, employees, agents,
licensors, suppliers and any third party information providers to our
website from and against all losses, expenses, damages and costs,
including reasonable attorneys’ fees, resulting from any use of our
website or violation of this Agreement (including negligent or wrongful
conduct) by you or any other person accessing our website.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3
(Indemnification) are for the benefit of our website and its owners,
officers, directors, employees, agents, licensors, suppliers, and any
third party information providers to the Service. Each of these
individuals or entities shall have the right to assert and enforce
those provisions directly against you on its/their own behalf.
We reserve the right to investigate complaints or reported violations
of these Terms of Service and Conditions of Use and to take any action
we deem appropriate, including but not limited to reporting any
suspected unlawful activity to law enforcement officials, regulators,
or other third parties and disclosing any data necessary or appropriate
to such persons or entities relating to your profile, email addresses,
usage history, IP addresses and traffic data.
This Agreement, in whole or in part, may be terminated by TJM Marketing
LTD without notice at any time for any reason. The provisions of
paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the
Service), 3 (Indemnification), 4 (Third Party Rights), 6 (Hiring an
Attorney / No Attorney-Client Relationship), and 7 (Miscellaneous)
shall survive any termination of this Agreement, in whole or in part.
6.Hiring an Investment Advisor, Attorney, or Medical or Other
Professional / No Attorney-Client Relationship or Fiduciary Capacity.
Choosing a lawyer, doctor, or investment advisor is a serious matter
and should NOT be based solely on data contained on our website or in
The law is constantly changing and the data may not be complete or
accurate depending on your particular legal issue. Each legal issue
depends on its individual facts and different jurisdictions have
different laws and regulations. This is why you should seriously
consider hiring licensed, professional counsel in your jurisdiction.
Medical issues are complex, and can often stem from both organic and
psychological factors. Never should a website be used as a source of
diagnosing or treating medical problems.
Financial matters are highly individualistic. Risk tolerance is just
one factor to consider before making any investments or financial
decisions. For these, and other, reasons, you should look to the
guidance of a trained professional, not a website.
You may send us email, but in no instance will this communication in
any way be construed as initiating an attorney-client relationship, or
other professional relationship, and so the contact should not include
confidential or sensitive data because your communication will not be
treated as privileged or confidential.
Refunds are offered up to a period of 30 days on new member
subscription, when the 30 day period expires refunds are no longer
offered from the time of registration and initial payment.
All other purchases on http://www.jvfocus.com carry no refunds, once
the purchase is made the sale is final.
This Agreement shall treated as though executed, set in force, and
performed in the State of YOURSTATE. Accordingly, it shall be governed
and construed in accordance with the laws of YOURSTATE in terms of
those applicable to agreements, without regard to conflict of law
Any cause of action by you with respect to our http://www.jvfocus.com/
website must be instituted within one (1) year after the cause of
action arose or be forever waived and barred. All actions shall be
subject to the limitations set forth in these Terms of Service and
Conditions of Use. Any legal claim arising out of or relating to these
Terms of Service and Conditions of Use or our website, excluding
intellectual property right infringement and other claims by us, shall
be settled confidentially through mandatory binding arbitration per the
American Arbitration Association commercial arbitration rules. The
arbitration shall be conducted in YOURSTATE. Each party shall bear one
half of the arbitration fees and costs incurred, and each party shall
bear its own lawyer fees. All claims shall be arbitrated on an
individual basis, and shall not be consolidated in any arbitration with
any claim or controversy of any other party.
Neither the course of conduct between the parties nor industry trade
practice shall act to modify any provision of this Agreement.
Our website may assign its rights and duties under this Agreement to
any party at any time without notice to you.
The language in these Terms of Service and Conditions of Use shall be
interpreted as to its fair meaning and not strictly for or against any
party. Any rule of construction to the effect that ambiguities are to
be resolved against the drafting party (i.e. ń ģcontra preferentumī)
shall not apply in interpreting these Terms of Service and Conditions
of Use, as the Agreement shall be construed as having been co-authored
by the parties.
Should any part of these Terms of Service and Conditions of Use be held
invalid or unenforceable, that portion shall be construed as much as
possible consistent with applicable law and severability shall apply to
the remaining portions, so that they remain in full force and effect.
This Agreement Prevails
To the extent that anything in or associated with our website is in
conflict or inconsistent with these Terms of Service and Conditions of
Use, these Terms of Service and Conditions of Use shall take precedence.
Our failure to enforce any provision of these Terms of Service and
Conditions of Use shall not be deemed a waiver of the provision nor of
the right to enforce the provision.
Our rights under these Terms of Service and Conditions of Use shall
survive any termination of this agreement.
Any rights not expressly granted herein are reserved to TJM Marketing
As with any of our administrative and legal notice pages, the contents
of this page can and will change over time. Accordingly, this page
could read differently as of your very next visit. These changes are
necessitated, and carried out by TJM Marketing LTD, in order to protect
you and our http://www.jvfocus.com/ website. If this page is important
to you, you should check back frequently as no other notice of changed
content will be provided either before or after the change takes effect.
The legal notices and administrative pages on this website, including
this one, have been diligently drafted by an attorney. We at TJM
Marketing LTD have paid to license the use of these legal notices and
administrative pages on http://www.jvfocus.com/ for your protection and
ours. This material may not be used in any way for any reason and
unauthorized use is policed via Copyscape to detect violators.
If you have any questions about the contents of this page, or simply
wish to reach us for any other reason, you may do so by using our
TJM Marketing LTD
27 Miers Avenue
Company Registration: SC369693
Company Website: http://www.jvfocus.com/
email: support [at] jvfocus.com